📍 Sturgeon, MO · Zillow ZHVI · July 2026

Average Home Price in
Sturgeon, MO

Columbia, MO metro area · Boone County County

Median Home Value
$360,451
↑ 1.8% year-over-year
vs. National Median
$410,000
Sturgeon is 12% below
Est. Monthly Payment
$1,880/mo
20% down · 6.8% rate
Income Needed
$96K
gross annual (30% rule)
Median Home Value
$360,451
↑ 1.8% year-over-year

Down Payment (20%)$72,090
Monthly P&I$1,880/mo
With Taxes & Ins.~$2,388/mo
Income Needed$95,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Sturgeon, MO

The median home value in Sturgeon, MO is $360,451 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 9.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Sturgeon are priced12% below average. Sturgeon is part of the Columbia, MO metro area.

Over the past five years, Sturgeon home values have risen by approximately42.5%, reflecting strong long-term appreciation in this market.

City Comparison

Sturgeon vs. National Median

🏠 Sturgeon
$360,451
National Median
$410,000

At $360,451, homes in Sturgeon cost 12% below the national median of $410,000. This makes Sturgeon a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Sturgeon?

20% Down Payment
$72,090
on $360,451
Monthly P&I
$1,880/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,388/mo
incl. taxes & insurance
Income Needed
$95,520
gross annual (30% rule)
10% Down Option
$36,045
+ PMI applies
Loan Amount (20% dn)
$288,361
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Sturgeon, MO?
The median home value in Sturgeon is $360,451 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Sturgeon?
Over the past year, home values in Sturgeon have increased by 1.8%. Over five years, prices have risen approximately 42.5%.
How much do I need to earn to buy a home in Sturgeon?
To comfortably afford the median home price of $360,451 with a 20% down payment ($72,090) at today's rates (6.8%), you'd need a gross annual income of approximately $95,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Sturgeon compare to the national average home price?
The national median home value is approximately $410,000. At $360,451, homes in Sturgeon are 12% below the national average.
What metro area is Sturgeon part of?
Sturgeon is part of the Columbia, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.