Market Overview
Home Prices in Sugar Creek, MO
The median home value in Sugar Creek, MO is $177,794 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.9% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sugar Creek are priced57% below average. Sugar Creek is part of the Kansas City, MO-KS metro area.
Over the past five years, Sugar Creek home values have risen by approximately35.6%, reflecting strong long-term appreciation in this market.
Price History
Sugar Creek Home Price Trend
City Comparison
Sugar Creek vs. National Median
At $177,794, homes in Sugar Creek cost 57% below the national median of $410,000. This makes Sugar Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sugar Creek?
20% Down Payment
$35,559
on $177,794
Monthly P&I
$927/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,177/mo
incl. taxes & insurance
Income Needed
$47,080
gross annual (30% rule)
10% Down Option
$17,779
+ PMI applies
Loan Amount (20% dn)
$142,235
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sugar Creek, MO?
The median home value in Sugar Creek is $177,794 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.9% year-over-year.
How much have home prices changed in Sugar Creek?
Over the past year, home values in Sugar Creek have increased by 2.9%. Over five years, prices have risen approximately 35.6%.
How much do I need to earn to buy a home in Sugar Creek?
To comfortably afford the median home price of $177,794 with a 20% down payment ($35,559) at today's rates (6.8%), you'd need a gross annual income of approximately $47,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Sugar Creek compare to the national average home price?
The national median home value is approximately $410,000. At $177,794, homes in Sugar Creek are 57% below the national average.
What metro area is Sugar Creek part of?
Sugar Creek is part of the Kansas City, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.