Market Overview
Home Prices in Sunrise Beach, MO
The median home value in Sunrise Beach, MO is $416,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.7% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sunrise Beach are priced2% above average.
Over the past five years, Sunrise Beach home values have risen by approximately12.0%, reflecting steady appreciation in this market.
Price History
Sunrise Beach Home Price Trend
2020
$283,278
$283K
—
2021
$372,055
$372K
+31.3%
2022
$423,794
$424K
+13.9%
2023
$418,235
$418K
-1.3%
2024
$426,621
$427K
+2.0%
2025
$428,330
$428K
+0.4%
2026
$416,872
$417K
-2.7%
City Comparison
Sunrise Beach vs. National Median
🏠 Sunrise Beach
$416,872
National Median
$410,000
At $416,872, homes in Sunrise Beach cost 2% above the national median of $410,000. Buyers in Sunrise Beach should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Sunrise Beach?
20% Down Payment
$83,374
on $416,872
Monthly P&I
$2,174/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,761/mo
incl. taxes & insurance
Income Needed
$110,440
gross annual (30% rule)
10% Down Option
$41,687
+ PMI applies
Loan Amount (20% dn)
$333,498
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sunrise Beach, MO?
The median home value in Sunrise Beach is $416,872 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.7% year-over-year.
How much have home prices changed in Sunrise Beach?
Over the past year, home values in Sunrise Beach have decreased by 2.7%. Over five years, prices have risen approximately 12.0%.
How much do I need to earn to buy a home in Sunrise Beach?
To comfortably afford the median home price of $416,872 with a 20% down payment ($83,374) at today's rates (6.8%), you'd need a gross annual income of approximately $110,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Sunrise Beach compare to the national average home price?
The national median home value is approximately $410,000. At $416,872, homes in Sunrise Beach are 2% above the national average.