Market Overview
Home Prices in Twin Oaks, MO
The median home value in Twin Oaks, MO is $278,720 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Twin Oaks are priced32% below average. Twin Oaks is part of the St. Louis, MO-IL metro area.
Over the past five years, Twin Oaks home values have risen by approximately24.8%, reflecting strong long-term appreciation in this market.
Price History
Twin Oaks Home Price Trend
City Comparison
Twin Oaks vs. National Median
At $278,720, homes in Twin Oaks cost 32% below the national median of $410,000. This makes Twin Oaks a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Twin Oaks?
20% Down Payment
$55,744
on $278,720
Monthly P&I
$1,454/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,847/mo
incl. taxes & insurance
Income Needed
$73,880
gross annual (30% rule)
10% Down Option
$27,872
+ PMI applies
Loan Amount (20% dn)
$222,976
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Twin Oaks, MO?
The median home value in Twin Oaks is $278,720 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Twin Oaks?
Over the past year, home values in Twin Oaks have increased by 1.8%. Over five years, prices have risen approximately 24.8%.
How much do I need to earn to buy a home in Twin Oaks?
To comfortably afford the median home price of $278,720 with a 20% down payment ($55,744) at today's rates (6.8%), you'd need a gross annual income of approximately $73,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Twin Oaks compare to the national average home price?
The national median home value is approximately $410,000. At $278,720, homes in Twin Oaks are 32% below the national average.
What metro area is Twin Oaks part of?
Twin Oaks is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.