Market Overview
Home Prices in Union Star, MO
The median home value in Union Star, MO is $179,937 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.5% compared to a year ago and down 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Union Star are priced56% below average. Union Star is part of the St. Joseph, MO-KS metro area.
Over the past five years, Union Star home values have risen by approximately11.1%, reflecting steady appreciation in this market.
Price History
Union Star Home Price Trend
City Comparison
Union Star vs. National Median
At $179,937, homes in Union Star cost 56% below the national median of $410,000. This makes Union Star a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Union Star?
20% Down Payment
$35,987
on $179,937
Monthly P&I
$938/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,191/mo
incl. taxes & insurance
Income Needed
$47,640
gross annual (30% rule)
10% Down Option
$17,994
+ PMI applies
Loan Amount (20% dn)
$143,950
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Union Star, MO?
The median home value in Union Star is $179,937 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.5% year-over-year.
How much have home prices changed in Union Star?
Over the past year, home values in Union Star have decreased by 2.5%. Over five years, prices have risen approximately 11.1%.
How much do I need to earn to buy a home in Union Star?
To comfortably afford the median home price of $179,937 with a 20% down payment ($35,987) at today's rates (6.8%), you'd need a gross annual income of approximately $47,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Union Star compare to the national average home price?
The national median home value is approximately $410,000. At $179,937, homes in Union Star are 56% below the national average.
What metro area is Union Star part of?
Union Star is part of the St. Joseph, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.