Market Overview
Home Prices in University City, MO
The median home value in University City, MO is $276,020 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.5% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in University City are priced33% below average. University City is part of the St. Louis, MO-IL metro area.
Over the past five years, University City home values have risen by approximately15.7%, reflecting steady appreciation in this market.
Price History
University City Home Price Trend
City Comparison
University City vs. National Median
At $276,020, homes in University City cost 33% below the national median of $410,000. This makes University City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in University City?
20% Down Payment
$55,204
on $276,020
Monthly P&I
$1,440/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,829/mo
incl. taxes & insurance
Income Needed
$73,160
gross annual (30% rule)
10% Down Option
$27,602
+ PMI applies
Loan Amount (20% dn)
$220,816
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in University City, MO?
The median home value in University City is $276,020 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.5% year-over-year.
How much have home prices changed in University City?
Over the past year, home values in University City have increased by 2.5%. Over five years, prices have risen approximately 15.7%.
How much do I need to earn to buy a home in University City?
To comfortably afford the median home price of $276,020 with a 20% down payment ($55,204) at today's rates (6.8%), you'd need a gross annual income of approximately $73,160. This assumes keeping total housing costs at or below 30% of gross income.
How does University City compare to the national average home price?
The national median home value is approximately $410,000. At $276,020, homes in University City are 33% below the national average.
What metro area is University City part of?
University City is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.