Market Overview
Home Prices in Versailles, MO
The median home value in Versailles, MO is $245,833 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and up 7.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Versailles are priced40% below average.
Over the past five years, Versailles home values have risen by approximately9.6%, reflecting steady appreciation in this market.
Price History
Versailles Home Price Trend
2020
$188,379
$188K
—
2021
$224,399
$224K
+19.1%
2022
$247,237
$247K
+10.2%
2023
$233,528
$234K
-5.5%
2024
$224,321
$224K
-3.9%
2025
$241,274
$241K
+7.6%
2026
$245,833
$246K
+1.9%
City Comparison
Versailles vs. National Median
🏠 Versailles
$245,833
National Median
$410,000
At $245,833, homes in Versailles cost 40% below the national median of $410,000. This makes Versailles a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Versailles?
20% Down Payment
$49,167
on $245,833
Monthly P&I
$1,282/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,628/mo
incl. taxes & insurance
Income Needed
$65,120
gross annual (30% rule)
10% Down Option
$24,583
+ PMI applies
Loan Amount (20% dn)
$196,666
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Versailles, MO?
The median home value in Versailles is $245,833 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in Versailles?
Over the past year, home values in Versailles have increased by 1.9%. Over five years, prices have risen approximately 9.6%.
How much do I need to earn to buy a home in Versailles?
To comfortably afford the median home price of $245,833 with a 20% down payment ($49,167) at today's rates (6.8%), you'd need a gross annual income of approximately $65,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Versailles compare to the national average home price?
The national median home value is approximately $410,000. At $245,833, homes in Versailles are 40% below the national average.