Market Overview
Home Prices in Warsaw, MO
The median home value in Warsaw, MO is $188,914 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 5.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Warsaw are priced54% below average.
Over the past five years, Warsaw home values have risen by approximately5.4%, reflecting steady appreciation in this market.
Price History
Warsaw Home Price Trend
2020
$143,518
$144K
—
2021
$179,247
$179K
+24.9%
2022
$190,838
$191K
+6.5%
2023
$180,935
$181K
-5.2%
2024
$174,958
$175K
-3.3%
2025
$185,211
$185K
+5.9%
2026
$188,914
$189K
+2.0%
City Comparison
Warsaw vs. National Median
🏠 Warsaw
$188,914
National Median
$410,000
At $188,914, homes in Warsaw cost 54% below the national median of $410,000. This makes Warsaw a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Warsaw?
20% Down Payment
$37,783
on $188,914
Monthly P&I
$985/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,251/mo
incl. taxes & insurance
Income Needed
$50,040
gross annual (30% rule)
10% Down Option
$18,891
+ PMI applies
Loan Amount (20% dn)
$151,131
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Warsaw, MO?
The median home value in Warsaw is $188,914 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Warsaw?
Over the past year, home values in Warsaw have increased by 2%. Over five years, prices have risen approximately 5.4%.
How much do I need to earn to buy a home in Warsaw?
To comfortably afford the median home price of $188,914 with a 20% down payment ($37,783) at today's rates (6.8%), you'd need a gross annual income of approximately $50,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Warsaw compare to the national average home price?
The national median home value is approximately $410,000. At $188,914, homes in Warsaw are 54% below the national average.