Market Overview
Home Prices in Washington, MO
The median home value in Washington, MO is $314,252 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Washington are priced23% below average. Washington is part of the St. Louis, MO-IL metro area.
Over the past five years, Washington home values have risen by approximately27.5%, reflecting strong long-term appreciation in this market.
Price History
Washington Home Price Trend
City Comparison
Washington vs. National Median
At $314,252, homes in Washington cost 23% below the national median of $410,000. This makes Washington a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Washington?
20% Down Payment
$62,850
on $314,252
Monthly P&I
$1,639/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,082/mo
incl. taxes & insurance
Income Needed
$83,280
gross annual (30% rule)
10% Down Option
$31,425
+ PMI applies
Loan Amount (20% dn)
$251,402
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Washington, MO?
The median home value in Washington is $314,252 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Washington?
Over the past year, home values in Washington have increased by 4.2%. Over five years, prices have risen approximately 27.5%.
How much do I need to earn to buy a home in Washington?
To comfortably afford the median home price of $314,252 with a 20% down payment ($62,850) at today's rates (6.8%), you'd need a gross annual income of approximately $83,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Washington compare to the national average home price?
The national median home value is approximately $410,000. At $314,252, homes in Washington are 23% below the national average.
What metro area is Washington part of?
Washington is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.