Market Overview
Home Prices in Waverly, MO
The median home value in Waverly, MO is $207,391 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.9% compared to a year ago and up 9.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waverly are priced49% below average. Waverly is part of the Kansas City, MO-KS metro area.
Over the past five years, Waverly home values have risen by approximately45.2%, reflecting strong long-term appreciation in this market.
Price History
Waverly Home Price Trend
City Comparison
Waverly vs. National Median
At $207,391, homes in Waverly cost 49% below the national median of $410,000. This makes Waverly a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Waverly?
20% Down Payment
$41,478
on $207,391
Monthly P&I
$1,082/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,374/mo
incl. taxes & insurance
Income Needed
$54,960
gross annual (30% rule)
10% Down Option
$20,739
+ PMI applies
Loan Amount (20% dn)
$165,913
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waverly, MO?
The median home value in Waverly is $207,391 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.9% year-over-year.
How much have home prices changed in Waverly?
Over the past year, home values in Waverly have increased by 10.9%. Over five years, prices have risen approximately 45.2%.
How much do I need to earn to buy a home in Waverly?
To comfortably afford the median home price of $207,391 with a 20% down payment ($41,478) at today's rates (6.8%), you'd need a gross annual income of approximately $54,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Waverly compare to the national average home price?
The national median home value is approximately $410,000. At $207,391, homes in Waverly are 49% below the national average.
What metro area is Waverly part of?
Waverly is part of the Kansas City, MO-KS metropolitan area. Home prices and market conditions can vary across the broader metro region.