Market Overview
Home Prices in West Plains, MO
The median home value in West Plains, MO is $233,111 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in West Plains are priced43% below average. West Plains is part of the West Plains, MO metro area.
Over the past five years, West Plains home values have risen by approximately45.3%, reflecting strong long-term appreciation in this market.
Price History
West Plains Home Price Trend
City Comparison
West Plains vs. National Median
At $233,111, homes in West Plains cost 43% below the national median of $410,000. This makes West Plains a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in West Plains?
20% Down Payment
$46,622
on $233,111
Monthly P&I
$1,216/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,544/mo
incl. taxes & insurance
Income Needed
$61,760
gross annual (30% rule)
10% Down Option
$23,311
+ PMI applies
Loan Amount (20% dn)
$186,489
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in West Plains, MO?
The median home value in West Plains is $233,111 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in West Plains?
Over the past year, home values in West Plains have increased by 5.4%. Over five years, prices have risen approximately 45.3%.
How much do I need to earn to buy a home in West Plains?
To comfortably afford the median home price of $233,111 with a 20% down payment ($46,622) at today's rates (6.8%), you'd need a gross annual income of approximately $61,760. This assumes keeping total housing costs at or below 30% of gross income.
How does West Plains compare to the national average home price?
The national median home value is approximately $410,000. At $233,111, homes in West Plains are 43% below the national average.
What metro area is West Plains part of?
West Plains is part of the West Plains, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.