📍 Williamsburg, MO · Zillow ZHVI · July 2026

Average Home Price in
Williamsburg, MO

Jefferson City, MO metro area · Callaway County County

Median Home Value
$258,391
↑ 16.6% year-over-year
vs. National Median
$410,000
Williamsburg is 37% below
Est. Monthly Payment
$1,348/mo
20% down · 6.8% rate
Income Needed
$68K
gross annual (30% rule)
Median Home Value
$258,391
↑ 16.6% year-over-year

Down Payment (20%)$51,678
Monthly P&I$1,348/mo
With Taxes & Ins.~$1,712/mo
Income Needed$68,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Williamsburg, MO

The median home value in Williamsburg, MO is $258,391 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 16.6% compared to a year ago and down 10.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Williamsburg are priced37% below average. Williamsburg is part of the Jefferson City, MO metro area.

City Comparison

Williamsburg vs. National Median

🏠 Williamsburg
$258,391
National Median
$410,000

At $258,391, homes in Williamsburg cost 37% below the national median of $410,000. This makes Williamsburg a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Williamsburg?

20% Down Payment
$51,678
on $258,391
Monthly P&I
$1,348/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,712/mo
incl. taxes & insurance
Income Needed
$68,480
gross annual (30% rule)
10% Down Option
$25,839
+ PMI applies
Loan Amount (20% dn)
$206,713
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Williamsburg, MO?
The median home value in Williamsburg is $258,391 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 16.6% year-over-year.
How much have home prices changed in Williamsburg?
Over the past year, home values in Williamsburg have increased by 16.6%.
How much do I need to earn to buy a home in Williamsburg?
To comfortably afford the median home price of $258,391 with a 20% down payment ($51,678) at today's rates (6.8%), you'd need a gross annual income of approximately $68,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Williamsburg compare to the national average home price?
The national median home value is approximately $410,000. At $258,391, homes in Williamsburg are 37% below the national average.
What metro area is Williamsburg part of?
Williamsburg is part of the Jefferson City, MO metropolitan area. Home prices and market conditions can vary across the broader metro region.