Market Overview
Home Prices in Winfield, MO
The median home value in Winfield, MO is $288,796 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.8% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Winfield are priced30% below average. Winfield is part of the St. Louis, MO-IL metro area.
Over the past five years, Winfield home values have risen by approximately34.6%, reflecting strong long-term appreciation in this market.
Price History
Winfield Home Price Trend
City Comparison
Winfield vs. National Median
At $288,796, homes in Winfield cost 30% below the national median of $410,000. This makes Winfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Winfield?
20% Down Payment
$57,759
on $288,796
Monthly P&I
$1,506/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,913/mo
incl. taxes & insurance
Income Needed
$76,520
gross annual (30% rule)
10% Down Option
$28,880
+ PMI applies
Loan Amount (20% dn)
$231,037
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Winfield, MO?
The median home value in Winfield is $288,796 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.8% year-over-year.
How much have home prices changed in Winfield?
Over the past year, home values in Winfield have increased by 5.8%. Over five years, prices have risen approximately 34.6%.
How much do I need to earn to buy a home in Winfield?
To comfortably afford the median home price of $288,796 with a 20% down payment ($57,759) at today's rates (6.8%), you'd need a gross annual income of approximately $76,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Winfield compare to the national average home price?
The national median home value is approximately $410,000. At $288,796, homes in Winfield are 30% below the national average.
What metro area is Winfield part of?
Winfield is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.